Which is true about marketing systems used by insurance companies?

The correct answer highlights the flexibility and diversity of marketing systems employed by insurance companies. Many insurance providers utilize independent agents who have the freedom to sell products from multiple companies, which allows for broader market reach and customer options. Additionally, mass marketing strategies are often incorporated to attract a larger audience and raise brand awareness. This combination enhances the company's ability to cater to various consumer needs and preferences across different demographics.

Other options do not accurately reflect the comprehensive nature of marketing strategies in the insurance industry. For instance, restricting marketing solely to captive agents limits the company's potential customer base. Focusing exclusively on online channels ignores traditional methods that still play a significant role in reaching many consumers. Finally, relying solely on traditional advertising overlooks the value of modern, innovative marketing approaches that can effectively engage customers in today's digital landscape.