Which of the following is NOT a method for marketing insurance products?

Group self-insurance programs are not considered a method for marketing insurance products. Instead, they represent a way for entities to collectively manage their risks by pooling resources to self-insure against certain types of losses. This approach is applied in specific industries where members agree to share risks, rather than using traditional marketing strategies to sell insurance products to individuals or businesses.

In contrast, independent agents, captive agents, and direct response marketing are all established methods for distributing and promoting insurance products. Independent agents represent multiple insurers and can offer a variety of policy options, while captive agents work for a single insurance company and sell only their products. Direct response marketing involves selling insurance directly to consumers through means such as television commercials, online advertisements, or direct mail, eliminating the need for intermediaries. Each of these methods focuses on actively promoting and selling insurance policies, which is distinct from the self-insurance concept.