Which type of coverage can a Risk Retention Group (RRG) NOT provide?

A Risk Retention Group (RRG) is primarily created to provide liability coverage for its members, typically when traditional insurers may not offer sufficient coverage. RRGs allow businesses with similar risks or industries to pool their resources to mitigate liability exposure, but they are not licensed to offer certain types of insurance, such as workers' compensation.

Workers' compensation is regulated differently across states, and it generally serves to provide income replacement and medical benefits to employees injured in the course of employment. This type of coverage requires compliance with stringent state regulations. Since RRGs are allowed to provide liability coverage under the Liability Risk Retention Act, they do not extend to offering workers' compensation, which is outside their scope of operations.

In contrast, RRGs can provide other forms of coverage like general liability and property coverage, as these fall within their operational guidelines and statutory limits. Therefore, workers' compensation is not a type of coverage a Risk Retention Group can legally provide.